Commercial Umbrella Insurance in Oklahoma City & Purcell, OK

A single third-party claim can exceed the limits of your primary business policies, leaving your company exposed to costs that could threaten everything you have built. Commercial umbrella insurance steps in when those underlying limits run out, extending your coverage and giving your business a financial safety net for worst-case situations. 

At Jordan Insurance Brokers, we help business owners in Oklahoma City & Purcell, OK understand how this policy can fit into their risk management strategy.

How Does It Work?

Commercial umbrella insurance sits on top of your existing liability policies, such as general liability, commercial auto and employers’ liability insurance. When a covered claim exhausts your underlying policy limits, your commercial umbrella policy can help pay for the rest of the claim.

Who Benefits From This Policy?

Businesses that interact frequently with the public, operate fleets of vehicles, host clients on-site, or work in industries prone to litigation may benefit the most from commercial umbrella insurance. These can include contractors, retailers, restaurants, distributors and property owners.

What Factors Influence the Cost?

Premiums may vary based on your industry, the nature of your operations, your claims history, the limits you carry on underlying policies, and the additional coverage limit you choose. Businesses in higher-risk industries or with larger workforces may see higher premiums.

Get Covered Today

If you are concerned that your current liability limits may not be enough to cover a worst-case scenario, our team is here to help. Contact Jordan Insurance Brokers to review your current coverage and explore whether a commercial umbrella policy makes sense for your business.