Watercraft & Boat Insurance in Oklahoma City, Oklahoma
Oklahoma offers many opportunities for fun on the water. Whether you operate a bass boat, pontoon, or Jet Ski, having the right insurance can help address the costs that come with unexpected events on or off the water.
At Jordan Insurance Brokers, we work with boat owners in Oklahoma City, Oklahoma, and surrounding areas to explore coverage options that suit their vessel type and usage.
Why Is Boat Insurance Useful?
Boat insurance can protect you from financial losses due to accidents, weather damage, theft or liability claims. Even if your state doesn’t require coverage, you may still need to show proof of insurance to launch or store your vessel, especially at marinas, through financing arrangements or when using storage facilities.
Who Might Consider Watercraft Insurance?
This coverage is often important for:
- Personal-use motorboats, fishing boats or pontoons
- Jet Skis or other personal watercraft
- Sailboats or vessels stored at a marina or in a dry dock
- Seasonal or recreational users who tow boats to local lakes
What Can a Policy Include?
Watercraft insurance will vary based on the boat type and usage. A standard policy may include the following coverage:
- Physical damage coverage, which may help with repairs or replacement if the vessel is damaged by a collision, weather event, fire or theft
- Liability coverage, which may apply if you’re found responsible for injury or property damage while operating the boat
- Medical payments coverage, which may assist with certain medical costs for you or your passenger
- Uninsured/underinsured watercraft coverage, which may help if another boater causes an accident without sufficient insurance
- Towing and assistance, which may be available as an add-on if you’re stranded on the water
What Should I Bring When Requesting a Quote?
Details such as the boat’s make, model, hull type, horsepower and storage location can all affect your policy. Our agents can provide personalized quotes.
Contact our Oklahoma City & Purcell, OK office today to learn more about your boat insurance options with Jordan Insurance Brokers.