Spring Into RV Season: Insurance Tips for Oklahoma Travelers

With the arrival of spring and the warming temperatures, many Oklahomas are preparing for the recreational vehicle (RV) season. Whether you’re a seasoned traveler or a newbie, adequately insuring your RV can be crucial.

Insurance Tips for RV Owners

The following are insurance tips for Oklahoma RV travelers to keep in mind this spring:

• Understand Oklahoma’s insurance requirements. Verifying that you meet the state’s insurance requirements is the first step in financially protecting yourself and others on the road.
• Choose the right coverage. Selecting the right insurance coverage depends on how you use your RV. If you’re a part-time traveler, you might opt for lower personal property coverage and liability limits, especially if you have homeowners or renters insurance that offers similar protection. Full-time RVers, on the other hand, should consider higher liability coverage and additional options like comprehensive and collision coverage to financially protect against theft, fire and accidents.
• Consider additional coverage options. Beyond the basics, several optional coverage types can offer additional financial protection. Uninsured/underinsured motorist coverage can be essential if you’re in an accident with a driver who lacks sufficient insurance. Medical payments coverage can help with medical expenses for you and your passengers, regardless of fault. Roadside assistance can also be a valuable addition, offering help with breakdowns, flat tires and other roadside issues.
• Shop around for the best rates. Insurance costs can vary significantly, so it’s wise to get quotes from multiple providers. Factors like the type and value of your RV, your driving record and your location within Oklahoma can influence the price. Evaluating different rates and coverage options can help you get coverage that aligns with your budget and requirements.

Learn More

For RV insurance near you, contact Jordan Insurance Brokers.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.